Real Estate Loan Department

TAP FCU has been established for over 30 years helping our members achieve their goal of home ownership. Whether it be for your primary residence or an investment property, TAP FCU has a program to fit your needs. Contact the Real Estate Loan Department at lending@thecreditunion.com today for interest rates, terms and for more details on our loan programs.


Construction Loans

TAP FCU can assist you in building the home of your dreams. We work closely with you, your builder and your permanent mortgage professional to make the experience a pleasant one. Our interest only program offers low fixed interest rates, currently as low as 6%.



Land Loans

If you are looking to purchase a lot or acreage to build your future home on, TAP FCU offers a variety of options. You can choose from a short term interest only loan, while you get your plans together and select your custom home builder, or a longer term so you can build equity before beginning construction.



Investment Property Loans

Are you looking to finance a rental property? Let us help you grow your wealth. TAP FCU has unique financing options that can enable you to purchase and repair a home to sell quickly or to retain as a long term investment.





Home Improvement Loans

With TAP FCU, that kitchen or home renovation you envision is only a click away. We can finance the improvements to your home while keeping the payments within your budget. Interest rates start as low as 6.75%.



Mortgage Brokers / Bankers

TAP FCU works with all licensed Mortgage Brokers and Mortgage Bankers in the San Antonio and surrounding areas. We offer competitive niche products with make-sense underwriting that provide an avenue for you to grow your business. TAP FCU has a friendly local staff to offer that personal touch. We encourage you to contact us for detailed information so that we can assist you and your clients. Contact the Real Estate Loan Department for program parameters and current rates.

Custom Home Builders

As a custom builder, it is important for you to have a partner in the lending industry. TAP FCU can finance the interim construction or home improvement loan in your clients’ name, freeing your lines of credit for other endeavors. We pride ourselves on our personal customer service and strive to make the building process a pleasant one for all involved. TAP FCU works with all mortgage lenders in the San Antonio and surrounding areas so that your preferred lender can send us the interim loan and we’ll send it back to them for the permanent loan. Contact the Real Estate Loan Department or complete the Builder Application below to be added to our list of accepted builders today.

Mortgage Prequalification Application

Builder Application